IPS Generator

Investment Policy Statement

Enter the client-specific details — standard advisor language is prefilled and editable — then generate either a one-page summary or the full branded IPS. Everything is entered here; nothing is saved or transmitted.

Start

Continue from a previously saved inputs file. Portfolio, life-insurance and annuity uploads live in the Asset location card below. Files are read in memory only and never uploaded.

Goals

The description fills in automatically from the LPL account-application language and stays editable.

Risk, time horizon & liquidity

Risk tolerance

Time horizon

Liquidity needs

Risk tolerance description (auto — editable)

Liquidity description (auto — editable)

Asset location — accounts

One entry per account. Open Current allocation on each account to set its equities / fixed income / alternatives split — the combined allocation below is the value-weighted mean.

AUM files classify by ticker; life & annuity files (no tickers) classify by fund name and each become one account, kept separate from AUM. Each upload adds an account.

Asset allocation

Current is computed from the accounts above (value-weighted). Enter the target.

Tax strategy

Tax strategy note (auto — editable)

Guidelines, monitoring & outcome

Rebalancing guidelines (standard — editable)

Monitoring & reporting (standard — editable)

Outcome / summary (client-specific)

Builds a draft narrative from the risk profile, horizon, target allocation, goals, tax strategy and total assets — review and edit before generating.

Include acknowledgment & signature block

Action items

One per line. Printed on the one-page summary (and at the end of the full IPS when filled). Suggest drafts rebalancing moves from the current-vs-target gap plus review reminders — edit before generating.

Now

Future

Save inputs (Excel)

No database — download your inputs as a single-sheet Excel workbook to keep locally, then reload it from Start at the top of the page. Tip: download with an empty form to create a blank template.

Activity log (internal)

Internal record only — never printed in the generated IPS.

For illustrative purposes only. The generated Investment Policy Statement reflects the selections and text entered above and does not constitute investment, tax, or legal advice, nor a binding agreement. All processing runs locally in your browser; no inputs are saved, transmitted, or stored.